• Mortgage Rates | Week of October 31st 2022

    Term – Our Rates

    1 Year – 5.74%

    2 Year – 5.99%

    3 Year – 5.79%

    4 Year – 5.74%

    5 Year – 5.04%*

    5 Year Special – 5.14%

    7 Year   – 5.94%

    10 Year – 6.10%

    Variable Rate – 5.05%

    Rates provide by Darlene Hanley from the Hanley Mortgage Group.

    Darlene Hanley, Mortgage Agent #M08003191

    44 Charles Street West #2304

    Toronto, Ontario M4Y 1R7

    (416) 323-0535

  • Mortgage Rates | Week of October 24th 2022

    Term – Our Rates

    1 Year – 5.74%

    2 Year – 5.99%

    3 Year – 5.79%

    4 Year – 5.74%

    5 Year – 5.64%

    5 Year Special – 5.14%*

    7 Year – 5.94%

    10 Year – 6.10%

    Variable Rate – 4.55%*

    Rates provide by Darlene Hanley from the Hanley Mortgage Group.

    Darlene Hanley, Mortgage Agent #M08003191

    44 Charles Street West #2304

    Toronto, Ontario M4Y 1R7

    (416) 323-0535

  • Mortgage Rates | Week of October 17th 2022

    Term – Our Rates

    1 Year- 5.74%

    2 Year- 5.99%

    3 Year – 5.17%*

    4 Year – 5.74%

    5 Year – 5.64%

    5 Year Special – 4.79%*

    7 Year – 5.79%*

    10 Year – 5.89%*

    Variable Rate – 4.55%*

    Rates provide by Darlene Hanley from the Hanley Mortgage Group.

    Darlene Hanley, Mortgage Agent #M08003191

    44 Charles Street West #2304

    Toronto, Ontario M4Y 1R7

    (416) 323-0535

  • Mortgage Rates | Week of October 10th 2022

    Term – Our Rates

    1 Year – 5.64%*

    2 Year – 4.74%*

    3 Year – 4.84%*

    4 Year – 5.54%*

    5 Year – 5.34%

    5 Year Special – 4.84%*

    7 Year – 5.89%*

    10 Year – 6.23%*

    Variable Rate – 4.55%*

    Rates provide by Darlene Hanley from the Hanley Mortgage Group.

    Darlene Hanley, Mortgage Agent #M08003191

    44 Charles Street West #2304

    Toronto, Ontario M4Y 1R7

    (416) 323-0535

  • Mortgage Rates | Week of October 3rd 2022

    Term – Our Rates

    1 Year – 5.64%

    2 Year – 4.74%

    3 Year – 4.84%

    4 Year – 5.54%

    5 Year – 5.44%*

    5 Year Special – 4.84%

    7 Year – 5.89%

    10 Year – 6.23%

    Variable Rate – 4.55%

    Rates provide by Darlene Hanley from the Hanley Mortgage Group.

    Darlene Hanley, Mortgage Agent #M08003191

    44 Charles Street West #2304

    Toronto, Ontario M4Y 1R7

    (416) 323-0535

  • Toronto Real Estate Acronyms

    Toronto Real Estate Acronyms

    Acronyms, every industry has them and if you are not involved in real estate on a regular basis, it’s hard to know what many of them mean. Below is a list of common acronyms you may come across when buying or selling a home in Toronto.

    A/C – Air Conditioning

    APR – Annual Percentage Rate

    BSMT – Basement

    DTI – Debt To Income ratio

    CMA – Comparative Market Analysis

    CREA – Canadian Real Estate Association

    DOM – Days On Market

    FINTRAC – Financial Transactions and Reports Analysis Centre

    FIN W/O – Finished Walk Out Basement

    HELOC – Home Equity Line of Credit

    HST – Harmonized Sales Tax

    HVAC – Heating Ventilation Air Conditioning

    HVR – Heat Recovery Ventilator

    LL – Lower Level

    LRO – Land Registry Office

    LT – Land Titles

    LTV – Loan To Value ratio

    MPAC – Municipal Property Assessment Corporation

    OH – Open House

    OREA – Ontario Real Estate Association

    PC – Price Change

    PCMLTFA – Proceeds of Crime (Money Laundering) and Terrorist Financing Act

    PC – Price Change

    PITI – Principal, Interest, Taxes and Insurance

    PMI – Private Mortgage Insurance

    PST – Provincial Sales Tax

    RECO – Real Estate Council of Ontario

    RM – Room

    REMIC – Real Estate and Mortgage Institute of Canada

    SC – Sold Conditional

    SO – Sam Obeid

    SPIS – Seller property Information Statement

    SFH – Single Family Home

    SFR – Single Family Residential

    TRREB – Toronto Regional Real Estate Board

    UFFI – Urea formaldehyde foam insulation

    VC – Void Cheque

    VTB – Vendor Take Back Mortgage

    WETT – Wood Energy Technology Transfer

  • Mortgage Rates | Week of October 21st 2019


    Here are this weeks mortgage rates from the Hanley Mortgage Group.

    Term  Our Rates* Bank Posted Rates
    1 Year 3.59% 3.64%
    2 Year 1.99%* 3.74%
    3 Year 2.99%* 4.44%
    4 Year 3.04% 4.59%
    5 Year 2.97% 5.34%
    5 Year Special 2.49%*
    7 Year 3.44% 5.79%
    10 Year 3.70% 6.29%
    Variable Rate 2.90%*    

    For more information contact the Hanley Mortgage Group, (416) 323-0535 44 Charles St. West Suite 2304, Toronto, Ontario M4Y 1R7 Canada

    *Special conditions apply. Interest rates are provided for information purposes only and are subject to qualification and change without notice. 

  • Mortgage Rates | Week of October 15th 2019


    Here are this weeks mortgage rates from the Hanley Mortgage Group.

    Term  Our Rates* Bank Posted Rates
    1 Year 3.59% 3.64%
    2 Year 1.99%* 3.74%
    3 Year 2.89%* 4.44%
    4 Year 2.94% 4.59%
    5 Year 2.87% 5.34%
    5 Year Special 2.49%*
    7 Year 3.44% 5.79%
    10 Year 3.70% 6.29%
    Variable Rate 2.90%*    

    For more information contact the Hanley Mortgage Group, (416) 323-0535 44 Charles St. West Suite 2304, Toronto, Ontario M4Y 1R7 Canada

    *Special conditions apply. Interest rates are provided for information purposes only and are subject to qualification and change without notice.